We are already six days into January, and I am still contemplating what I hope to accomplish this year. I am trying to be realistic and not just list a bunch of things I'd like to happen. When I do that, they usually don't.
This year, I am starting small. I am going to try to make a few positive changes and take a look at where I am every month or so. We'll see if that works better for me!
Like most everyone, I would like to see some improvement in my finances. If I am honest with myself, I think I sometimes use my situation as an excuse: I'm old, with an active 5 year old, he takes all of my energy. I don't have a partner who helps by bringing home a paycheck, working overtime, or getting a raise. I have to pay someone to do the things I can't do. I can't use these excuses anymore. Even though all of that is true, I have to work with what I have in my unique situation. I can't eat out because I am too tired to cook. My income doesn't increase while prices continue to do so, so I have to get creative with cutting costs and making a few extra dollars. While most home maintenance and repairs I will have to pay someone to do, I can do some things, such as paint, etc.
I use the same "tired" excuse when it comes to my health. I do have some legitimate problems (knees, etc), however, my inactivity doesn't help matters. My eating habits are terrible.
I am messy and disorganized. That is a trait I just have and need to work on.
So, I am starting small. Financially, I am writing down every penny I spend, so I can see where the money goes. I am going to try to be more aware of getting things to consignment stores early in the season. I have found a consignment store for women's clothing and will take a few things of mine as I can. I am going to watch the grocery budget carefully, use coupons and start a price book. When it gets yard sale season, I want to have a few more carefully planned sales. While I don't spend very much money on myself, I do tend to overspend on Jonathan, so I need to be aware of the difference between needs and wants. I am referring here to what I want for him (clothing, etc.) and not the type of things kids are always asking for.
From a health standpoint, it goes without saying that I need to lose some excess pounds, but that is not my immediate focus. I need to begin by incorporating more fruits, vegetables and water into my diet. I need to reduce the amount of diet soda I drink and cut back on the sweets. I need to get moving. I can't afford a gym membership (and honestly, probably wouldn't go if I had one), so I want to walk more. I did take a walk yesterday. My feet and knees were hurting when I got home, but hopefully that will improve as I do more walking.
I could spend all year organizing my house! eBay is a messy business, you have to put that stuff somewhere! I have a tendency to leave things lying around and not put them back where they belong. I want to work on that, and I want to work on purging my home of excess, things we no longer need and things that are no longer a part of my current lifestyle. I don't need to hold on to a lot of things from my "former life".
This is just a beginning of changes I need to make, and it seems a little daunting. I am trying to not become overwhelmed and just do the best I can. Every negative habit changed will be a step forward!